WARNING - Sales Pitch!

As long time readers of the blog will know I do like a seminar and working in financial services, I could spend all day every day at some none descript hotel scoffing as many Tunnocks tea cakes, pastries and Kit Kats whilst filling my bag with diaries, notebooks, pens, mugs - the list of stuff that insurance companies are prepared to hand over to secure your business is a never ending list - Jelly Babies were offered yesterday!

Legal & General were my pals for the day as they talked about business insurance and if you are still reading this then there is some benefit because they talked about the benefits of something called "Relevant Life". A strange name I grant you but what this policy can achieve is significant savings to any group life policy scheme that a limited company is running. Even if you don't have a group scheme because you feel that you are not big enough you should keep reading.

The huge benefit of such a policy is that the payment of the premiums comes off the top line and not after tax. The company pays the premium and the employees including the directors benefit from getting life insurance up to the age of 75. In addition it is not counted as an employee benefit. The good people at L&G say that it could save 50% off a standard life insurance policy.

If you want to find out some more then PM me and I can have a chat with you.

And now for the regulatory stuff

Begley Brown is a firm of Chartered Independent Financial Advisers providing specialist pensions, investment, protection and mortgage advice. Authorised and Regulated by the Financial Conduct Authority, FCA number 471152